VA Home Loan
The entitlement is not one-and-done
It can be restored once you have sold and paid off, and remaining entitlement can cover a second loan while you still hold the first. Plenty of people are told otherwise by the first lender they call.
You earned the benefits.
Claiming them can feel like another tour.
Veterans Resource Team is here to help. As retired senior enlisted leaders, we have spent our post-service careers helping active-duty service members, veterans and their families work out what they are entitled to, how to claim it, and how to use it.
Can I use the VA home loan more than once?
Question 1 of 6
01 / The journey
Readiness starts now.
01
Entering ServicePay, allotments and paperwork arrive all at once. We can help you make sense of it all from Day 1.02
Early CareerThe TSP, your credit and a first duty-station budget: we can help you set them up properly now rather than repair them later.03
LeadershipYour people bring you their money and benefits questions before they go to anyone official. We’re here to guide you through helping your entire unit get the right answers.04
DeploymentPower of attorney, the SGLI election and a will all need doing before you go, not from overseas. We work through them with you.05
Life MilestonesDependents, a PCS, a house and a spouse’s career tend to arrive in the same few years, and so do the costs. We help you plan for them together.06
TransitionClaims, a record a civilian employer can read, and income to bridge the gap. Start with us a year or two out and all three are straightforward.07
RetirementProtecting a pension, healthcare and your tax position is a different job from earning them, and we are glad to work through it.08
Lifetime ReadinessAppeals, rating changes and benefits that surface years later still need someone who knows the system. We never stop taking your calls.02 / Our mission
Educate. Advocate. Connect.
Educate
Everything you need to know about what the GI Bill transfer really requires, what a PCS does to a budget, what happens to your TSP the Monday after you get out.
Advocate
We are here to serve you before a problem becomes a crisis. That means early stage planning, application review, and counsel to secure the best options for you.
Connect
We have mentors and advisors all over the country who have already navigated the system, and a roster of trusted service providers we can introduce you to.
03 / What we teach
Experienced mentorship.
01
Financial Readiness
Budgeting, debt, investing, and a plan that survives a PCS. Where the money goes, what the TSP is doing while you ignore it, and how to stop paying twice for the same thing.
02
VA Disability
What you are entitled to, how a claim is built, and what to do with a denial. Service connection has to be shown on paper, so the denials we read usually turn on evidence nobody filed.
03
VA Home Loan
Using the entitlement to buy, restoring it so you can buy again, and the fees a lender will let you pay if you never ask. It is reusable, whatever you were told.
04
Education Benefits
The GI Bill, Chapter 31, and transferring entitlement to a spouse or child. The transfer has to be requested while you are still serving and it adds four years of obligated service.
05
State & Local Benefits
Property tax relief, tuition waivers, license and registration fees, and what your county office can do. Every state offers something on top of the federal benefits, and none of them offer the same things.
06
Career & Business
Getting hired well, or starting something of your own. We translate a service record into terms a civilian hiring panel can score, and several of us have built businesses since.
What does this cost you?
- Nothing, at any point, whether you are serving, a veteran, a family member or a whole unit.
- We never take a percentage of a claim or an award.
04 / The mentors
Our team.
Paul St. Sauver
MCPO (R) · U.S. Navy
Founder
Virginia Beach, VA
VA Disability · Financial Readiness · Transition Planning
Chris Lantagne
CCM (R) · U.S. Air Force
Executive Director
San Antonio, TX
VA Home Loan · VA Disability · Education Pgms
Craig Gebhardt
SGM (R) · U.S. Army
Chief Operations Officer
Colorado Springs, CO
Entrepreneurship · Career Planning · State Benefits
Tony Guzman
MCPO (R) · U.S. Navy
Lifetime Readiness Mentor
San Diego, CA
VA Home Loan · Financial Readiness · Investing
How a unit session runs
1
A leader calls usThirty minutes with you, not your people. We ask what you are seeing across the formation.
2
We build the blockWe pick the subjects that match what you described and size them to the training time you actually have.
3
We come to youOn site or online, to the whole shop at once. No cost to the unit and nothing for you to resource.
4
Your people keep usEveryone in the room leaves with a mentor’s contact details and can call us individually from then on.
05 / For units
Training for your full unit.
We don’t just serve the needs of individuals. If you’re a Leader looking for guidance and training for your entire formation, reach out.
It costs the unit nothing and there is no pitch on the call. One session reaches a room of people who would never have called us one at a time.
Ask us about anything you are dealing with.
Tell us where you are and what you need. One of us who has been through it will get back to you.
Briefings
Did you know?
VA Disability
A denial is usually about missing evidence
Service connection has to be shown on paper, so a denial is more often about what was never filed than about whether anyone believed you. We will read the decision letter and tell you whether to appeal, supplement, or leave it.
Education Benefits
The GI Bill transfer closes the day you separate
Transferring entitlement to a spouse or child has to be requested through milConnect while you are still on active duty, and it commits you to four more years of service. After that it cannot be started at all.
Financial Readiness
A PCS costs thousands the orders do not cover
Surveys of military families put the average unreimbursed cost of a move at roughly $5,000, between expenses nobody pays back and damage claims that fall short. We would rather plan for it before the orders drop.
State & Local Benefits
Every state offers something, and no two offer the same
Property tax relief, tuition waivers, license and registration fees. What you qualify for changes at the state line and sometimes at the county line, which is why so much of it goes unclaimed.
Career & Business
Twenty years is a resume, badly translated
Hiring panels do not read MOS codes or evaluation reports, so a serious career can read as nothing on paper. We rewrite the record into scope and outcomes, and introduce you to people already across.